It’s fun to work in a company where people truly BELIEVE in what they are doing! Our client is committed to bringing passion and customer focus to the business.
Responsibilities:
• Participate in the plan design process and formulate guidelines for selecting and pricing coverage for prospective clients
• Gate-keep to ensure adequately priced and fairly selected exposures are entering into the company’s books
• Ensure the benefit amounts, waiting periods, preexisting conditions limitations and guaranteed issue limits of a product is in accordance with the risk appetite of the Company
• Building flexibility into product offerings to cater the unique health conditions of customers
• Determine the enrollment methods and medical underwriting requirements for each product and understand the pros & cons of each method.
• Educating producers about the underwriting requirements of new products
• Drive continuous improvement (e.g. underwriting TAT) on the underwriting process by initiating various automation and system enhancement works
• Own customer & broker portal utilization and action on customer/broker feedback for driving better customer/broker journey
• Review regularly the rules established in underwriting rule engine to optimize the utilization
• Prepare monthly management report and ad-hoc report for management;
• Manage adhoc projects and duties
Requirements:
• An experienced underwriter operating at a technical level with a proven track record of 6 years in individual medical underwriting. (preferably with insurance-related qualifications, e.g. FLMI, ACII)
• New products development experience is preferred;
• Energetic, professional and with common sense;
• Good interpersonal skills and able to develop good relationships with Actuarial, Customer Proposition and Distribution people;
• Good team player, able to work independently and under pressure;
• Possess customer centricity mindset;
• Flexible and willing to learn;
• Good communication and collaboration skills
• Can speak and write Chinese is highly preferred
